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Kartu Perjalanan ICICI Bank Apa itu Kartu Perjalanan ICICI Travel Card ICICI Bank Travel Card adalah kartu mata uang asing pra bayar yang membuat perjalanan luar negeri Anda benar-benar bebas dari gangguan dan nyaman. Anda dapat memuat kartu prabayar ini dengan mata uang asing di India dengan membayar dalam jumlah INR. Ini merupakan alternatif cerdas untuk instrumen berbasis kertas seperti cek Travellerrsquos atau catatan mata uang. Penggunaan Mudah Untuk mendapatkan bantuan, mintalah panggilan balik Panggilan keluar kami dibatasi hanya untuk India. Untuk pertanyaan hubungi kami di Customer Care atau nomor internasional 24x7 kami. Kartu Perjalanan Anda dapat digunakan dalam beberapa cara. Ini bisa digunakan untuk melakukan pembelian di lebih dari 30 juta gerai pedagang secara langsung, dengan menggunakan terminal Point-Of-Sale yang dipasang di gerai pedagang atau untuk melakukan pembayaran terhadap transaksi e-commerce. Jika Anda memerlukan uang tunai, Anda bisa mengunjungi ATM VISA yang menerima dan menarik uang tunai dengan nyaman. Ada lebih dari 1,7 juta ATM yang berafiliasi dengan VISA, di seluruh dunia. Pembayaran di gerai Pedagang Pembayaran online Penarikan tunai di ATM yang diberi wewenang oleh Reserve Bank untuk menjual valuta asing untuk tujuan perjalanan Devisa dapat dibeli dari orang yang berwenang, seperti Dealer Resmi (AD) Kategori-I dan AD Kategori II. Full-Fledged Money Changers (FFMCs) juga diizinkan untuk melakukan pertukaran untuk kunjungan bisnis dan pribadi. Siapa Agen Resmi Dealer Resmi biasanya merupakan bank yang secara khusus diberi wewenang oleh Reserve Bank berdasarkan Bagian 10 (1) FEMA, 1999, untuk menangani valuta asing atau sekuritas asing (daftar AD tersedia di rbi.org.in ). Berapa banyak devisa yang bisa dibeli saat bepergian ke luar negeri untuk melakukan kunjungan pribadi ke negara di luar India Untuk kunjungan pribadi ke luar negeri, selain ke Nepal dan Bhutan, yaitu. Untuk tujuan pariwisata, dan lain-lain, setiap penduduk dapat memperoleh uang asing sampai jumlah keseluruhan sebesar USD 10.000, dari Dealer Resmi, dalam satu tahun buku mana pun, atas dasar pernyataan sendiri, terlepas dari jumlah kunjungan yang dilakukan sepanjang tahun. Batas sebesar USD 10.000 atau ekuivalennya per tahun keuangan untuk kunjungan pribadi juga dapat dicairkan oleh orang yang memanfaatkan valuta asing untuk bepergian ke luar negeri untuk tujuan apa pun, seperti untuk pekerjaan atau imigrasi atau studi. Tidak ada devisa yang tersedia untuk kunjungan ke Nepal dan juga untuk tujuan apapun. Penduduk India diizinkan untuk mengambil INR denominasi Rs.100 atau lebih rendah ke Nepal dan Bhutan tanpa batas. Berapa banyak devisa yang tersedia untuk perjalanan bisnis Untuk perjalanan bisnis ke luar negeri ke negara-negara, selain ke Nepal dan Bhutan, seseorang dapat memanfaatkan devisa hingga USD 25.000 per kunjungan. Kunjungan sehubungan dengan menghadiri konferensi internasional, seminar, pelatihan khusus, tur studi, pelatihan magang, dan lain-lain diperlakukan sebagai kunjungan bisnis. Pelepasan valuta asing melebihi USD 25.000 untuk perjalanan bisnis ke luar negeri (selain ke Nepal dan Bhutan), terlepas dari masa tinggalnya, memerlukan izin terlebih dahulu dari Reserve Bank. Tidak ada pelepasan valuta asing yang diperbolehkan untuk melakukan perjalanan ke Nepal dan Bhutan atau untuk transaksi dengan orang-orang yang tinggal di Nepal. Investasi di Bhutan diizinkan dalam Rupee India dan juga dalam mata uang yang dapat dipertukarkan secara bebas. Jika investasi dilakukan dengan mata uang yang dapat dipertukarkan secara bebas, penyaluran dana diperlukan untuk dipulangkan ke India dengan mata uang yang dapat dipertukarkan secara bebas. Berapa banyak mata uang asing yang dapat diambil saat membeli valuta asing untuk perjalanan ke luar negeri Wisatawan yang pergi ke semua negara selain (a) dan (b) di bawah ini diperbolehkan untuk membeli koin mata uang asing hanya sampai USD 3000. Jumlah saldo dapat dilakukan di Bentuk cek perjalanan atau draft bankir. Pengecualian untuk ini adalah (a) pelancong yang melanjutkan ke Irak dan Libya yang dapat menarik valuta asing dalam bentuk catatan mata uang asing dan koin tidak melebihi USD 5000 atau yang setara (b) pelancong yang melanjutkan ke Republik Islam Iran, Federasi Rusia dan lainnya Republik Persemakmuran Negara Merdeka yang bisa menarik seluruh devisa dalam bentuk catatan mata uang asing atau koin. Berapa nilai devisa yang dapat ditarik untuk perawatan medis di luar negeri AD Kategori I bank dan AD Kategori II, dapat melepaskan devisa hingga USD 100.000 atau setara dengan penduduk Indian untuk perawatan medis di luar negeri berdasarkan deklarasi diri, tanpa meminta perkiraan dari Dokter rumah sakit di Indiaabroad. Seseorang yang berkunjung ke luar negeri untuk perawatan medis dapat memperoleh devisa melebihi batas di atas, asalkan permintaan tersebut didukung oleh perkiraan dari seorang dokter rumah sakit di Indiaabroad. Jumlah sampai dengan USD 25.000 diperbolehkan untuk biaya pemeliharaan dari pasien yang pergi ke luar negeri untuk perawatan medis atau check-up di luar negeri, atau kepada seseorang untuk bertanggung jawab sebagai petugas kepada pasien yang pergi ke luar negeri untuk pemeriksaan kesehatan. Jumlah USD 25.000 yang diijinkan masuk ke luar negeri selain batas USD 100.000 tersebut di atas. Apa fasilitas yang tersedia bagi siswa untuk melanjutkan studi mereka ke luar negeri Untuk studi di luar negeri, perkiraan yang diterima dari institusi di luar negeri atau USD 100.000, per tahun akademik, mana yang lebih tinggi, dapat diambil dari bank Kategori Kategori AD dan Kategori Kategori II. Siswa yang pergi ke luar negeri untuk studi diperlakukan sebagai Indian Non-Resident (NRI) dan memenuhi syarat untuk semua fasilitas yang tersedia untuk NRI di bawah FEMA, 1999. Pinjaman pendidikan dan pinjaman lainnya yang diberikan oleh siswa karena penduduk di India dapat diizinkan untuk melanjutkan. Seorang siswa yang memegang akun NRO dapat menarik dan memulangkan uang hingga USD 1 juta per tahun keuangan dari rekening NRO-nya. Siswa dapat memperoleh sejumlah USD 10.000 atau setara untuk biaya insidental dimana USD 3000 atau ekuivalennya dapat dilakukan dalam bentuk mata uang asing saat pergi untuk belajar di luar negeri. Apa dokumen yang diperlukan untuk penarikan Valuta Asing untuk tujuan di atas Dokumentasi dapat dilakukan seperti yang disarankan oleh Dealer Resmi. Berapa banyak devisa yang tersedia bagi seseorang yang pergi ke luar negeri untuk pekerjaan Seseorang yang pergi ke luar negeri untuk pekerjaan dapat menarik devisa sampai USD 100.000 dari Dealer Resmi di India berdasarkan deklarasi diri. Berapa banyak devisa yang tersedia bagi seseorang yang pergi ke luar negeri untuk emigrasi Seseorang yang pergi ke luar negeri untuk emigrasi dapat menarik devisa dari bank Kategori AD dan Kategori Kategori II sampai jumlah yang ditentukan oleh negara emigrasi atau USD 100.000. Dia bisa menarik devisa hingga USD 100.000 untuk deklarasi diri dari Dealer Resmi di India Jumlah ini hanya untuk memenuhi biaya insidental di negara emigrasi. Tidak ada jumlah valuta asing yang dapat dikirim ke luar India untuk memenuhi syarat atau untuk mendapatkan poin atau kredit untuk imigrasi. Semua pengiriman uang tersebut memerlukan izin terlebih dahulu dari Reserve Bank. Jika persyaratan melebihi USD 100.000, orang tersebut memerlukan persetujuan terlebih dahulu dari Reserve Bank. Apakah ada kategori kunjungan yang memerlukan persetujuan terlebih dahulu dari Reserve Bank atau kelompok tarian, artis, dll yang ingin melakukan tur budaya di luar negeri, harus mendapatkan persetujuan terlebih dahulu dari Kementerian Pengembangan Sumber Daya Manusia (Departemen Pendidikan dan Budaya), Pemerintah India, New Delhi. Apakah izin diperlukan untuk menerima hibah dari luar negeri berdasarkan Undang-Undang Peraturan Kontribusi Luar Negeri, 1976 Undang-Undang Peraturan Kontribusi Luar Negeri, 1976 diatur dan dipantau oleh Departemen Dalam Negeri yang alamatnya diberikan di bawah ini: Divisi Orang Asing, Rumah Jaisalmer, 26, Jalan Mansingh , New Delhi-110 011 Tidak ada persetujuan khusus dari Reserve Bank yang diperlukan dalam hal ini. Berapa hari di muka seseorang bisa membeli valuta asing untuk perjalanan ke luar negeri. Devisa diperbolehkan dapat ditarik 60 hari sebelumnya. Jika tidak memungkinkan untuk menggunakan devisa dalam jangka waktu 60 hari, maka harus segera diserahkan kepada orang yang berwenang. Namun, warga bebas mempertahankan devisa sampai USD 2.000, dalam bentuk catatan mata uang asing atau TC untuk penggunaan atau kredit di masa mendatang terhadap Akun RFC (Domestik) Domestik mereka. Bisakah seseorang membayar dengan uang tunai penuh rupee yang setara dengan uang asing yang dibeli untuk bepergian ke luar negeri. Devisa untuk bepergian ke luar negeri dapat dibeli dari orang yang berwenang terhadap pembayaran rupee secara tunai hanya sampai Rs.50.000 -. Namun, jika kelebihan Rupee melebihi Rs.50.000.000, seluruh pembayaran harus dilakukan dengan cara cek bankir cek silang cek sesuai permintaan draf debit kartu kartu kredit kartu prabayar saja. Apakah ada kerangka waktu bagi seorang musafir yang telah kembali ke India untuk menyerahkan uang asing Setelah kembali dari perjalanan luar negeri, wisatawan diminta untuk menyerahkan devisa yang tidak terpakai yang diadakan dalam bentuk catatan mata uang dan cek perjalanan dalam waktu 180 hari setelah kembali. Namun, mereka bebas untuk mempertahankan devisa sampai dengan USD 2.000, dalam bentuk catatan mata uang asing atau TC untuk penggunaan masa depan atau kredit ke Akun RFC Domestik (Domestik) Domestik mereka. Jika koin asing diserahkan ke Dealer Resmi saat pulang dari luar negeri, warga bisa memegang koin asing tanpa batas. Berapa banyak devisa yang dapat dikirim oleh penduduk sebagai hadiah sumbangan kepada seseorang yang tinggal di luar India. Setiap individu yang tinggal, jika dia menginginkannya, dapat mengirimkan keseluruhan batas sebesar USD 125.000 dalam satu tahun buku di bawah LRS sebagai hadiah kepada seseorang yang tinggal di luar India atau Sebagai sumbangan untuk sebuah organisasi keagamaan religius amal di luar India. Pengiriman uang yang melebihi batas USD 125000 akan meminta izin terlebih dahulu dari Reserve Bank. Apakah diperbolehkan menggunakan kartu ATMDebit Kartu Kredit Internasional (ICC) untuk melakukan transaksi valuta asing Kartu Kredit Debit Kartu Kredit Internasional (ICC) dapat dilakukan untuk perjalanan ke luar negeri sehubungan dengan berbagai keperluan dan untuk melakukan pembayaran pribadi seperti berlangganan jurnal asing. , Berlangganan internet, dll. Hak devisa atas Kartu Kredit Internasional (ICC) dibatasi oleh batas kredit yang ditetapkan oleh otoritas penerbit kartu saja. Dengan ICC seseorang dapat (i) memenuhi pengeluaran untuk pembelian sementara di luar negeri (ii) melakukan pembayaran valuta asing untuk pembelian buku dan barang lainnya melalui internet di India. Jika orang tersebut memiliki rekening mata uang asing di India atau dengan bank di luar negeri, heshe bahkan bisa mendapatkan ICC bank luar negeri dan agen terkenal. Penggunaan instrumen ini untuk pembayaran valuta asing di Nepal dan Bhutan tidak diizinkan. Berapa banyak mata uang India yang dapat seseorang bawa saat pergi ke luar negeri Warga bebas untuk mengambil catatan uang India di luar India (selain ke Nepal dan Bhutan) dari Pemerintah India dan Reserve Bank of India mencatat jumlah yang tidak melebihi Rs. 10000 - per orang Mereka mungkin mengambil atau mengirim koin peringatan di luar India (selain ke Nepal dan Bhutan) yang tidak melebihi dua koin masing-masing. Penjelasan. Commemorative Coin termasuk koin yang dikeluarkan oleh Pemerintah India Mint untuk memperingati peristiwa atau acara tertentu dan dinyatakan dalam mata uang India. Berapa banyak mata uang India dapat dibawa saat masuk ke India Seorang penduduk India, yang telah pergi keluar dari India untuk sementara dapat membawa India pada saat dia kembali dari tempat manapun di luar India (selain Nepal dan Bhutan), Catatan mata uang dari Pemerintah India dan Reserve Bank of India mencatat jumlah yang tidak melebihi Rs.7,500. Seseorang dapat membawa atau mengirim dari India ke Nepal atau Bhutan, catatan mata uang dari Government of India dan Reserve Bank mencatat, dalam denominasi yang tidak melebihi Rs.100. Berapa banyak devisa yang bisa dibawa saat berkunjung ke India Seseorang yang datang ke India dari luar negeri dapat membawa serta devisa tanpa batas. Namun, jika nilai keseluruhan valuta asing dalam bentuk catatan mata uang, catatan bank dan cek perjalanan yang dibawa melebihi USD 10.000 atau setara dan jika nilai mata uang asing saja melebihi USD 5.000 atau ekuivalennya, maka harus dinyatakan ke Otoritas Bea Cukai di Bandara dalam Formulir Pemberitahuan Mata Uang (CDF), saat tiba di India. 22. Apakah diperlukan untuk mengikuti prosedur ekspor yang lengkap saat paket hadiah dikirim ke luar India Seseorang yang tinggal di India bebas untuk mengirim (mengekspor) barang hadiah dengan nilai yang tidak melebihi Rs.5,00,000 yang disediakan untuk ekspor barang tersebut tidak dilarang Berdasarkan Kebijakan Perdagangan Luar Negeri yang masih ada dan pengekspor mengajukan sebuah deklarasi bahwa barang hadiah tidak lebih dari Rs.5,00,000. Ekspor barang atau jasa sampai Rs.5,00,000 dapat dilakukan tanpa melengkapi pernyataan dalam Formulir GR SDF PP SOFTEX, sesuai dengan kasusnya. Berapa banyak Perhiasan dapat dibawa saat pergi ke luar negeri Mengambil perhiasan pribadi dari India adalah sesuai dengan Aturan Bagasi, diatur dan dikelola oleh Departemen Bea Cukai, Pemerintah India. Meskipun tidak ada persetujuan dari Reserve Bank dalam hal ini, persetujuan, jika ada, yang diminta dari Otoritas Pabean dapat diperoleh. Dapatkah penduduk memperpanjang perhotelan lokal ke penduduk non-penduduk Seseorang yang tinggal di India bebas melakukan pembayaran dengan Rupee India untuk memenuhi biaya, karena asrama, penginapan dan layanan yang terkait dengannya atau melakukan perjalanan ke dan dari dan di dalam India, dari sebuah Orang yang tinggal di luar India, yang sedang berkunjung ke India. Dapatkah penduduk membeli tiket pesawat di India karena perjalanan mereka tidak menyentuh Warga India mungkin memesan tiket mereka di India untuk kunjungan mereka ke negara ketiga manapun. Misalnya, warga bisa memesan tiket mereka untuk perjalanan dari London ke New York, melalui maskapai domestik di India sendiri. Apakah pengesahan di paspor wajib untuk Pelanggan Kunjungan Pribadi Tidak, tidak wajib untuk menyetujui paspor, namun jika pelanggan menegaskan atau meminta pengesahan, dealer resmi tersebut tidak akan menolak untuk menyetujui hal yang sama. Apa konsep HDFC Multi Currency Card Kartu mata uang asing yang didanai pra-dana dengan beberapa dompet uang tunai dimana masing-masing mata uang dapat dimuat Kartu ini akan bekerja seperti kartu prabayar biasa untuk memudahkan pembayaran di ATM VISA dan terminal POS di luar negeri. Pilihan pertama mata uang untuk memproses transaksi akan menjadi mata uang lokal transaksi. Jika kartu tersebut tidak memiliki saldo yang cukup pada dompet uang lokal maka secara default dana akan ditarik dari dompet mata uang lain dengan dana yang cukup. Pilihan yang mudah untuk mentransfer mata uang dari satu dompet ke dompet lainnya menggunakan layanan Net Banking. Pelanggan akan mengetahui tarif yang berlaku pada saat transaksi Apa saja fitur HDFC Multi Currency Card Variabel denominasi Kartu prabayar Forex Reloadable dengan opsi untuk memuat salah satu dari 10 pilihan mata uang Dapat membawa lebih dari satu mata uang pada kartu secara bersamaan Pindahkan dana ke berbagai Dompet uang dengan mudah Merepotkan pilihan mata uang lokal gratis berdasarkan lokasi penggunaan Dibangun dalam kecerdasan untuk memproses transaksi dengan menggunakan dana di dompet mata uang yang berbeda Tetapkan PIN Perbankan Net Banking ATM Anda secara online Dilengkapi dengan kartu cadangan yang dapat digunakan jika kartu utama hilang. . Chip yang berbasis untuk menawarkan keamanan, bekerja di semua terminal EMV compliant E-com yang tersedia untuk melakukan pembayaran Valuta Asing online Pemberitahuan spesifik transaksi pada email mobile terdaftar untuk transaksi dan aktivitas pilih Penerimaan global di semua ATM Visa dan tempat-tempat pedagang Apa fasilitas peringatan yang tersedia Di HDFC Multi Currency Card Aktivasi SMS Alert Card Load Reload of value Pengembalian Kartu aktivasi kartu masuk Hotlisting PoS waspada transaksi Tanda transaksi ATM Peringatan transaksi ECOM ATM PIN Reset IPIN Reset Email alert Card Aktivasi Card load Kartu reload PIN ATM reset IPIN reset Apa itu Fitur yang tersedia di Kartu ATM HD OCBC Set Kartu ATM dan PIN Internet Internet Setel ATM dan PIN Internet (IPIN) Download Laporan Cek saldo di kartu Swap mata uang antara dompet mata uang yang berbeda Blokir kartu pemblokiran untuk transaksi Periksa riwayat transaksi Daftar pelukuan kehilangan kartu curian Aktifkan kartu cadangan Apa itu kartu Adalah layanan nilai tambah yang tersedia di HDFC Mul Ti Kartu Mata Uang 24 7 365 hari bantuan Premium Layanan pramugari Cakupan asuransi yang disempurnakan Pelaporan kartu yang hilang dan dicuri Permintaan Pemegang Kartu Layanan Pencairan Uang Darurat Pengiriman darurat Kartu Apa biaya Biaya Penerbitan Kartu Multi Kartu Bank HDFC. Rs 500 - per kartu Reload Fee. Rs 75- per reload Re-penerbitan Biaya Kartu. Rs 100- per kartu ATM Penarikan Tunai Biaya Lintas Mata: Untuk transaksi di mana mata uang transaksi berbeda dari mata uang yang tersedia pada kartu Multicurrency ForexPlus, Bank akan membebankan markup valuta asing dari 3 pada transaksi tersebut. Nilai tukar yang digunakan adalah kurs grosir VISAMasterCard yang berlaku pada saat transaksi berlangsung. Untuk transaksi lintas mata uang yang melibatkan dompet ke transfer dompet dalam mata uang yang tersedia pada kartu Multi Forex Plus mata uang, pelanggan akan dikenakan biaya dengan 2 mata uang asing. Pajak konversi jasa mata uang: Pajak konversi mata uang akan berlaku sesuai dengan pedoman pajak yang berlaku. Biaya atas fasilitas GCAS: Nasabah akan dikenakan biaya untuk mendapatkan fasilitas Visa GCAS sesuai dengan tarif yang berlaku. Kelayakan dan Dokumentasi Kunjungi atau hubungi cabang VKC Forex dengan dokumentasi berikut: Formulir Formulir Aplikasi Mata Uang yang telah selesai A2 A fotokopi Paspor Anda A melihat dokumentasi yang diamanatkan oleh FEMA sesuai kuota perjalanan Anda: Kunjungan Pribadi - Untuk Liburan , Kunjungan pribadi, dll. USD 10.000,00 per tahun keuangan USD 25.000,00 per Perjalanan Imigrasi - Bagi orang-orang yang tinggal di luar negeri di negara-negara seperti Kanada, Selandia Baru, dll. USD 100.000,00 per tahun Pekerjaan di Luar Negeri - Bagi orang yang akan bekerja di luar negeri USD 100.000,00 Per tahun Perawatan Medis - Bagi orang-orang yang bepergian ke luar negeri untuk perawatan USD 100.000,00 per tahun Studi di Luar Negeri - Bagi siswa yang menempuh studi di luar negeri USD 100.000,00 per tahun akademik Berapa banyak devisa yang tersedia bagi seseorang yang pergi ke luar negeri untuk pekerjaan Seseorang yang pergi ke luar negeri untuk pekerjaan dapat Menarik devisa hingga USD 100.000 dari Dealer Resmi di India atas dasar deklarasi diri. Berapa banyak devisa yang tersedia bagi seseorang yang pergi ke luar negeri untuk emigrasi Seseorang yang pergi ke luar negeri untuk emigrasi dapat menarik devisa dari bank Kategori AD dan Kategori Kategori II sampai jumlah yang ditentukan oleh negara emigrasi atau USD 100.000. Dia bisa menarik devisa hingga USD 100.000 untuk deklarasi diri dari Dealer Resmi di India Jumlah ini hanya untuk memenuhi biaya insidental di negara emigrasi. Tidak ada jumlah valuta asing yang dapat dikirim ke luar India untuk memenuhi syarat atau untuk mendapatkan poin atau kredit untuk imigrasi. Semua pengiriman uang tersebut memerlukan izin terlebih dahulu dari Reserve Bank. Jika persyaratan melebihi USD 100.000, orang tersebut memerlukan persetujuan terlebih dahulu dari Reserve Bank. Apakah ada kategori kunjungan yang memerlukan persetujuan terlebih dahulu dari Reserve Bank atau kelompok tarian, artis, dll yang ingin melakukan tur budaya di luar negeri, harus mendapatkan persetujuan terlebih dahulu dari Kementerian Pengembangan Sumber Daya Manusia (Departemen Pendidikan dan Budaya), Pemerintah India, New Delhi. Apakah izin diperlukan untuk menerima hibah dari luar negeri berdasarkan Undang-Undang Peraturan Kontribusi Luar Negeri, 1976 Undang-Undang Peraturan Kontribusi Luar Negeri, 1976 diatur dan dipantau oleh Departemen Dalam Negeri yang alamatnya diberikan di bawah ini: Divisi Orang Asing, Rumah Jaisalmer, 26, Jalan Mansingh , New Delhi-110 011 Tidak ada persetujuan khusus dari Reserve Bank yang diperlukan dalam hal ini. Berapa hari di muka seseorang bisa membeli valuta asing untuk perjalanan ke luar negeri. Devisa diperbolehkan dapat ditarik 60 hari sebelumnya. Jika tidak memungkinkan untuk menggunakan devisa dalam jangka waktu 60 hari, maka harus segera diserahkan kepada orang yang berwenang. Namun, warga bebas mempertahankan devisa sampai USD 2.000, dalam bentuk catatan mata uang asing atau TC untuk penggunaan atau kredit di masa mendatang terhadap Akun RFC (Domestik) Domestik mereka. Bisakah seseorang membayar dengan uang tunai penuh rupee yang setara dengan uang asing yang dibeli untuk bepergian ke luar negeri. Devisa untuk bepergian ke luar negeri dapat dibeli dari orang yang berwenang terhadap pembayaran rupee secara tunai hanya sampai Rs.50.000 -. Namun, jika kelebihan Rupee melebihi Rs.50.000.000, seluruh pembayaran harus dilakukan dengan cara cek bankir cek silang cek sesuai permintaan draf debit kartu kartu kredit kartu prabayar saja. Apakah ada kerangka waktu bagi seorang musafir yang telah kembali ke India untuk menyerahkan uang asing Setelah kembali dari perjalanan luar negeri, wisatawan diminta untuk menyerahkan devisa yang tidak terpakai yang diadakan dalam bentuk catatan mata uang dan cek perjalanan dalam waktu 180 hari setelah kembali. Namun, mereka bebas untuk mempertahankan devisa sampai dengan USD 2.000, dalam bentuk catatan mata uang asing atau TC untuk penggunaan masa depan atau kredit ke Akun RFC Domestik (Domestik) Domestik mereka. Jika koin asing diserahkan ke Dealer Resmi saat pulang dari luar negeri, warga bisa memegang koin asing tanpa batas. Berapa banyak devisa yang dapat dikirim oleh penduduk sebagai hadiah sumbangan kepada seseorang yang tinggal di luar India. Setiap individu yang tinggal, jika dia menginginkannya, dapat mengirimkan keseluruhan batas sebesar USD 125.000 dalam satu tahun buku di bawah LRS sebagai hadiah kepada seseorang yang tinggal di luar India atau Sebagai sumbangan untuk sebuah organisasi keagamaan religius amal di luar India. Pengiriman uang yang melebihi batas USD 125000 akan meminta izin terlebih dahulu dari Reserve Bank. Apakah diperbolehkan menggunakan kartu ATMDebit Kartu Kredit Internasional (ICC) untuk melakukan transaksi valuta asing Kartu Kredit Debit Kartu Kredit Internasional (ICC) dapat dilakukan untuk perjalanan ke luar negeri sehubungan dengan berbagai keperluan dan untuk melakukan pembayaran pribadi seperti berlangganan jurnal asing. , Berlangganan internet, dll. Hak devisa atas Kartu Kredit Internasional (ICC) dibatasi oleh batas kredit yang ditetapkan oleh otoritas penerbit kartu saja. Dengan ICC seseorang dapat (i) memenuhi pengeluaran untuk pembelian sementara di luar negeri (ii) melakukan pembayaran valuta asing untuk pembelian buku dan barang lainnya melalui internet di India. Jika orang tersebut memiliki rekening mata uang asing di India atau dengan bank di luar negeri, heshe bahkan bisa mendapatkan ICC bank luar negeri dan agen terkenal. Penggunaan instrumen ini untuk pembayaran valuta asing di Nepal dan Bhutan tidak diizinkan. Berapa banyak mata uang India yang dapat seseorang bawa saat pergi ke luar negeri Warga bebas untuk mengambil catatan uang India di luar India (selain ke Nepal dan Bhutan) dari Pemerintah India dan Reserve Bank of India mencatat jumlah yang tidak melebihi Rs. 10000 - per orang Mereka mungkin mengambil atau mengirim koin peringatan di luar India (selain ke Nepal dan Bhutan) yang tidak melebihi dua koin masing-masing. Penjelasan. Commemorative Coin termasuk koin yang dikeluarkan oleh Pemerintah India Mint untuk memperingati peristiwa atau acara tertentu dan dinyatakan dalam mata uang India. Penjelasan. Commemorative Coin termasuk koin yang dikeluarkan oleh Pemerintah India Mint untuk memperingati peristiwa atau acara tertentu dan dinyatakan dalam mata uang India. Berapa banyak mata uang India dapat dibawa saat masuk ke India Seorang penduduk India, yang telah pergi keluar dari India untuk sementara dapat membawa India pada saat dia kembali dari tempat manapun di luar India (selain Nepal dan Bhutan), Catatan mata uang dari Pemerintah India dan Reserve Bank of India mencatat jumlah yang tidak melebihi Rs.7,500. Seseorang dapat membawa atau mengirim dari India ke Nepal atau Bhutan, catatan mata uang dari Government of India dan Reserve Bank mencatat, dalam denominasi yang tidak melebihi Rs.100. Berapa banyak devisa yang bisa dibawa saat berkunjung ke India Seseorang yang datang ke India dari luar negeri dapat membawa serta devisa tanpa batas. Namun, jika nilai keseluruhan valuta asing dalam bentuk catatan mata uang, catatan bank dan cek perjalanan yang dibawa melebihi USD 10.000 atau setara dan jika nilai mata uang asing saja melebihi USD 5.000 atau ekuivalennya, maka harus dinyatakan ke Otoritas Bea Cukai di Bandara dalam Formulir Pemberitahuan Mata Uang (CDF), saat tiba di India. 22. Apakah diperlukan untuk mengikuti prosedur ekspor yang lengkap saat paket hadiah dikirim ke luar India Seseorang yang tinggal di India bebas untuk mengirim (mengekspor) barang hadiah dengan nilai yang tidak melebihi Rs.5,00,000 yang disediakan untuk ekspor barang tersebut tidak dilarang Berdasarkan Kebijakan Perdagangan Luar Negeri yang masih ada dan pengekspor mengajukan sebuah deklarasi bahwa barang hadiah tidak lebih dari Rs.5,00,000. Ekspor barang atau jasa sampai Rs.5,00,000 dapat dilakukan tanpa melengkapi pernyataan dalam Formulir GR SDF PP SOFTEX, sesuai dengan kasusnya. Berapa banyak Perhiasan dapat dibawa saat pergi ke luar negeri Mengambil perhiasan pribadi dari India adalah sesuai dengan Aturan Bagasi, diatur dan dikelola oleh Departemen Bea Cukai, Pemerintah India. Meskipun tidak ada persetujuan dari Reserve Bank dalam hal ini, persetujuan, jika ada, yang diminta dari Otoritas Pabean dapat diperoleh. Dapatkah penduduk memperpanjang perhotelan lokal ke penduduk non-penduduk Seseorang yang tinggal di India bebas melakukan pembayaran dengan Rupee India untuk memenuhi biaya, karena asrama, penginapan dan layanan yang terkait dengannya atau melakukan perjalanan ke dan dari dan di dalam India, dari sebuah Orang yang tinggal di luar India, yang sedang berkunjung ke India. Dapatkah penduduk membeli tiket pesawat di India karena perjalanan mereka tidak menyentuh Warga India mungkin memesan tiket mereka di India untuk kunjungan mereka ke negara ketiga manapun. Misalnya, warga bisa memesan tiket mereka untuk perjalanan dari London ke New York, melalui maskapai domestik di India sendiri. Apakah pengesahan di paspor wajib untuk Pelanggan Kunjungan Pribadi Tidak, tidak wajib untuk menyetujui paspor, namun jika pelanggan menegaskan atau meminta pengesahan, dealer resmi tersebut tidak akan menolak untuk menyetujui hal yang sama. Dapatkah saya membeli lebih dari satu Travel Card dari Axis Bank dengan mata uang yang sama: Setiap individu berhak membeli satu kartu dari setiap mata uang. Namun, seseorang tidak dapat menyimpan lebih dari satu kartu dengan mata uang yang sama pada suatu titik waktu tertentu. Dalam Beberapa Mata Uang: Jika Anda bepergian ke lebih dari satu negara dalam satu perjalanan dan Anda ingin membawa lebih dari satu kartu pada mata uang yang berbeda. , Maka Bank dapat mengeluarkan lebih dari satu kartu kepada anda. Meskipun dalam mata uang yang berbeda, dalam keseluruhan batas yang disetujui RBI untuk perjalanan tersebut. Dapatkah saya mendapatkan satu kartu dengan banyak uang, jika saya bepergian ke dua negara. Seperti yang dinyatakan di atas jika Anda bepergian ke lebih dari satu negara dalam satu perjalanan, Bank dapat mengeluarkan lebih dari satu kartu kepada Anda, meskipun berbeda Mata uang, dalam batas keseluruhan RBI yang disetujui untuk perjalanan tersebut. Namun, tidak mungkin memuat lebih dari satu mata uang pada satu kartu tunggal. Kapan saya bisa menggunakan kartu setelah membeli Anda disarankan untuk memulai penggunaan kartu hanya setelah beberapa jam. Anda juga disarankan untuk memastikan bahwa Anda telah menerima PIN dan menandatangani panel tanda tangan di bagian belakang kartu. Sebaiknya ganti PIN dan periksa Balance on the card di ATM Axis Bank sebelum keberangkatan dari negara Anda. Bagaimana saya bisa memastikan apakah kartu saya telah dimuat ulang? Anda akan menerima konfirmasi SMS segera setelah kartu Anda dimuat. Sebaiknya periksa Saldo kartu ATM Axis Bank sebelum Anda berangkat dari negara ini. Anda juga bisa mengecek saldo di website kami dengan menggunakan login id dan password yang disediakan untuk internet banking. Berapa banyak uang yang dapat saya muat ke Kartu Mata Uang Perjalanan Penggunaan Kartu Perjalanan Perjalanan Anda harus sesuai dengan peraturan dari Reserve Bank of India dan peraturan FEMA. Jumlah yang dimuat atau dimuat ulang pada kartu harus dilakukan sesuai dengan Undang-Undang Pengelolaan Exchange asing, 1999 dan peraturan RBI yang berlaku berlaku sekarang. Nilai pembelian ulang minimum Kartu Bunga Perjalanan diberikan di bawah ini: Jumlah Isian Minimum Jumlah Reload Minimum Bagaimana saya bisa menggunakan Kartu ini untuk menarik Tunai Untuk menarik uang tunai, Anda perlu memasukkan kartu Anda ke mesin ATM Visa Visa Plus Mastercard di luar negeri dan mengikuti Petunjuk di layar Masukkan PIN Anda dan tunjukkan jumlah yang ingin Anda tarik dalam mata uang lokal. Uang tunai yang diminta akan ditiadakan dalam mata uang lokal negara tempat Anda berada. PIN apa PIN Anda (Personal Identification Number) adalah nomor unik 4 digit yang ditetapkan untuk kartu Anda dan hanya diketahui oleh Anda. Ini memungkinkan Anda menarik uang tunai dari VISA VISA Plus Mastercard ATMs di seluruh dunia. PIN ini bisa diubah (hanya) di ATM Axis Bank manapun di India. ATM mana yang menerima Kartu Mata Uang Perjalanan Semua ATM di luar negeri yang menampilkan simbol Visa atau Plus akan menerima Kartu Mata Uang Perjalanan Axis Bank Anda. Apakah saya akan menemukan VISA ATM dimana saya akan pergi Ada lebih dari 1 juta VISA ATM di seluruh dunia. Untuk daftar lengkap semua ATM mencari upto lokasi VISA yang menerima ATM pada visa situs web mereka. Atau visa.via.infonowlocatorglobal dan klik pada locator ATM. Kecuali Anda bepergian ke suatu tempat yang sangat terpencil, sangat tidak mungkin Anda tidak dapat menemukannya. Perlu dicatat bahwa ada beberapa negara di mana, baik VISA maupun MasterCard telah menarik dukungan atau tidak adanya infrastruktur VISA atau MasterCard. Dengan demikian, tidak akan ada akseptabilitas Kartu Mata Uang Perjalanan kita di negara-negara tersebut. Apakah ada biaya yang dikenakan untuk penggunaan ATM VISA Ada biaya transaksi yang dikenakan di berbagai ATM untuk penarikan tunai. Saldo Permintaan berdasarkan tabel di bawah ini: Jumlah Isian Minimum Jumlah Reload Minimum Bank-bank di AS diberi hak oleh undang-undang federal setempat untuk Membebankan biaya tambahan dari nasabah bank lain yang mengakses ATM mereka untuk menarik uang. Banyak ATMS di AS mengenakan retribusi untuk menarik diri dari ATM mereka melebihi dan di atas biaya yang disebutkan di atas. Pilihan apa yang harus saya pilih untuk menarik uang tunai dari ATM Umumnya, pilihan yang tersedia di ATM untuk penarikan tunai adalah Memeriksa, Mengisi, dan Tabungan. Anda harus memilih opsi CheckingCurrent. Jika opsi CheckingCurrent tidak tersedia, Anda harus memilih opsi Kredit. Opsi Tabungan tidak terhubung ke jaringan VISA dan karenanya transaksi tidak akan berhasil. Bagaimana jika saya lupa PIN ATM saya Kartu diblokir untuk digunakan di ATM, jika kartu tersebut telah digunakan dengan PIN ATM yang salah lebih dari 3 kali. Ini untuk keamanan Anda sendiri dan untuk mencegah penyalahgunaan pada kartu. Jika Anda lupa PIN Anda, Anda dapat menulis ke travel.currencyaxisbank untuk mendapatkan PIN baru. Apakah ATM Visa menampilkan nilai tukar mata uang asing konversi Tidak, umumnya, ATM menampilkan jumlah yang ditarik dan saldo yang tersedia dalam mata uang lokal. Dengan informasi ini, Anda bisa menghitung kurs valuta asing yang diterapkan. Dapatkah saya menggunakan Kartu Perjalanan saya dalam mata uang selain mata uang dasar (varian mata uang dimana kartu itu dibeli) Ya, Kartu Mata Uang Perjalanan dapat digunakan untuk bertransaksi (Penarikan tunai di ATM dan transaksi penjualan di Merchant Outlet) di mata uang lokal. For transactions in any other currency other than the base currency, there will be an exchange rate which will be applicable. Whom should I contact, in case I have any dispute on a transaction In case you have a dispute on any specific transaction, you are requested to provide the details of the transaction to the e-mail id:- travel.currencyaxisbank for doing the needful. Can I reload the card Incase you have exhausted the funds on the card you can reload your card with additional funds. The easiest way to do this is to contact the Axis Bank Branch where you bought it from. Is remote reloading possible on the card Yes You may leave a signed copy of the reload Form and authorization with your family. Your family member can approach Axis Bank Branch with the Reload form. On submission of the documents and receipt of the payment, the Travel Card would be reloaded. How do I withdraw the remaining cash from my card if it is too small for a cash machine to dispense The easiest way to cash out your card, if you dont want to reload it for your next trip, is to go to the nearest Axis Bank branch and get the remaining amount encashed. How can I get a refund of unspent balances The Card can be encashed only after your return to India. Furthermore, the last transaction done on the card should be more than 10 days prior to the date of encashment. For refund of the residual or unutilized balances you can approach any of the branch of the Bank irrespective of where the card was issued. You need to complete the refund form and submit a copy of your passport alongwith the form. Do I need to surrender the card at the branch at the time of encashment or can I retain the same In case you want to encash the entire unspent amount on the card, you need to cut the card into 4 pieces at the time of surrender. However if you wish to retain the card for further trips, you can do so by encashing the partial amount and maintaining a minimum balance of USD 20 EUR 15 GBP 10 AUD 25, CAD 25 SGD 30 CHF 25 and SEK 130. Please note that if the balance on the card is more than 2000 then the card should be encashed within 90 days from the date of arrival. What do I do if my card is lost or stolen You can call the 24- hour helpline 91-22-67987700 or send an email to email helpdesk travel.currencyaxisbank to report a lost or stolen card. Our Customer Service Executives will immediately block the lost card and prevent it from further use and arrange to send you a replacement card within 2 working days. It is important to note that a lost Card report will be taken only after verification of your Mothers maiden name, Date of Birth, Passport no etc. Is there any other way in which I can keep a track of my balance and the latest transactions You can access the Internet banking module, iConnect for keeping a track of your balances and the transactions done on your card. The Internet banking user id is mentioned on the sticker placed on the welcome kit. The password is enclosed in the welcome kit in a sealed envelope for security reasons. You can visit the web-site axisbank. Select the Logon to net Banking section on the top left hand side to access the service. What important points should I keep in mind for using the card at Merchant Outlets You should look for VISAVISA Electron MasterCard sign at the point-of-sale merchant establishment. The Merchant must have an electronic point of sale card swiping terminal. Present your Travel Card after making purchase. Do not give your PIN to the merchant even if requested. PIN is not required for POS transactions. After a successful authorization, a hold for the transacted amount will first be placed on your account. Subsequently, your account will be debited for the transacted amount. A sales slip will be generated from the electronic card-swiping terminal. Check and sign the sales slip. Your signature must match the one on your Travel Card. Ensure your card is returned to you. Please note that this card can be used only for online transactions. Any transaction, which is done in an offline mode (Manual key Entry) would be declined, as it does not get routed to the online systems.What should I do if I lose my Travel Currency CardATM PIN or Internet banking password In case of loss of card, ATM PIN or the Internet banking password, you are requested to write to the Travel Currency Helpdesk at the e-mail id: - travel.currencyaxisbank What is the VKC Forex Global Currency Card VKC Forex Global Currency Card is a pre-paid foreign currency card that makes your foreign trip totally hassle-free and convenient. You can load this pre-paid card with foreign currency in India and use it to withdraw cash in the local currency from VISA MASTERCARD AMERICAN EXPRESS ATMs and merchant establishments accepting VISA MASTERCARD AMERICAN EXPRESS Flag cards. The Card is sold through ICICI Bank branches and select money changers. The Card also comes with never before features including travel insurance, emergency assistance, advanced account management features. In which currencies are the VKC Forex Global Currency Card available in VISA US Dollars Euro Pound Sterling Swiss Francs Australian Dollars Canadian Dollars Singapore Dollar Japanese Yen MASTERCARD US Dollars AMERICAN EXPRESS US Dollars So the US Dollar card will have USD loaded on to it (just like the USD Travelers Cheque). The Card will work in all countries and will dispense local currencies only on usage at ATMs, but in case the US Dollar card is used in say Europe, conversion charges from USD to Euro will be applicable. Why should I use an VKC Forex Global Currency Card An VKC Forex Global Currency Card ensures that you have a hassle free business or pleasure trip abroad. Instead of spending time encashing travelers cheques or changing money though Money Changers, The VKC Forex Global Currency Card ensures that you have 24-hours instant access to your funds. Apart from time and effort, you would also save money by getting the most competitive foreign exchange rates. Since it is a pre-paid card, it also helps you budget and plan your expenses. It also ensures that you spend your time in your business or leisure trip or abroad productively with an assurance of having an access to a wide network of people who are in stand by in case you were to need any help How does this pre-paid card work Your pre-paid Global Currency Card is loaded with funds at the time of purchase. You can use the card for cash withdrawal or for shopping at merchant outlets. With each transaction, the remaining value on the card decreases. You can continue to use your card as long as some funds remain on the card account. You can reload the card with more funds before your next trip when you return to India. This card cannot be used in India, Nepal Bhutan. What is the schedule of charges Schedule of Charges Some of the ATM acquires charge additional ATM fee. You are advised to check the same before the usage. Service Charge Extra What needs to be done incase HotelsCar Rentals take a Pre-Authorization HotelsCar Rentals before check-inrenting services etc, take a pre-auth on your card. A Pre-Auth is essentially blocking of certain amount on your card. At the time of checking out of the hotelsettling the bill, you should: Ask the executive to settle the final bill against the pre-auth that was taken. Ask the executive to cancel the pre-auth (credit back the amount) that was taken and settle the bill by taking an authorization for the actual bill amount. In the event of the Merchant not reversing back the amount, ICICI Bank would credit back the amount immediately after 11 days. What is the Insurance available on the card Personal Air Accident Cover - Death only. This cover is available for PRIMARY Card members upto the age of 69 and is applicable only overseas. 100 benefit total amp disablement (as decided permanent by insurance company) Missing of connecting Applicable if there is no international flight in the next 6 hours after late arrival by an international flight on an international airline For International Travel only. Loss of travel documents (Passport, Visa, Tickets) Available on baggage checked by international airline on an international flight on an outbound flight only. In case of theft, it should be reported to appropriate policy authority within 24 hours of discovery. Available on baggage checked by international airline on an international flight on an outbound flight only. In case of theft, it should be reported to appropriate policy authority within 24 hours of discovery Delay in receipt of checked baggage. Available on baggage checked by international airline on an international flight on an outbound flight only. In case of theft, it should be reported to appropriate policy authority within 24 hours of discovery. Note: The customer is automatically enrolled into the policy on the purchase of the card. The claim will be applicable only if on the incident date, the Global Currency Card was active and had a positive balance on the same. What is the Insurance Claim Process For insurance claims, please contact ICICI Lombard on toll free number: 180020988. ICICI Lombard PBO takes down the claim information from the customer. Checks based on the card number provided for the cover applicable. Forwards the information to the expert for claim validity. If the claim is valid, customer is forwarded the claim form along with the list of supporting documents required. The cheque is sent to customer within 30 days. Where do I call if I need some assistance Customers can call ICICI Banks 24-hour Customer Care Center for free customer support. From within India, call 1800 345 3499. From outside India, customers may call 91 22 28307777. After calling these numbers, please the customers need press 112 for English and 212 for Hindi. The customers can call up the call center to know their transaction details, the remaining balance on their card account, to update their mailing addressemail addressmobile number, report a card loss and ask for replacement cards or write to us using the Email Us option For emergency assistance, they can call our assistance center at 91 11 4189 8888 Can the VKC Forex Global Currency Card be used over the Internet Yes. For VISA and MASTERCARD, the cardholder first needs to activate hisher card for the Internet usage while in case of AMERICAN EXPRESS, the card is pre-activated. The steps for activation are: Log on to icicibank, click on cards, Click on Global Currency Card, click on Login for Global Currency Card Customers, and log in using 16-digit card no and Internet password. Activate the card for Internet Transactions (not valid on Indian Sites). The card remains active for 30 minutes or 1 transaction which ever is earlier. Start using the card over the Internet. Is remote Loading of the card possible Yes. The process is: Leave a Signed Copy of the Reload Form and authorization with your family. Family Member walks into nearest VKC Forex Branch with the Reload Form. On submission of these documents and receipt of payment, the Card would be reloaded. Is temporary block facility available on the card Yes, the same is available. In case you want to temporarily block the card for safety purpose, you can do so yourself through your internet log-in or you can call up ICICI Bank call center to block and then unblock the card. This facility is not available on ICICI Bank American Express, Prepaid Global Currency Card. How do I track my transactions from wherever I am in the world Web-based Access to Account Information: Internet web-based access allows the customers quick access to transaction details and can also check their card balance. They simply need to logon to icicibank click on Cards click on Global Currency Card, and log-in through the Login for Global Currency Card customers link using their Internet Login ID (i.e. Global Currency Card 16 digit number) and password provided with the welcome pack for a complete update on the Card. Customers can check the status on their VKC Forex Global Currency Card from anywhere in the world. The customers can get updates on Available balance Transactions undertaken Transactions after last statement date Past statements (by period) If the merchant says that the card is not working, what is to be done Ask the merchant to ensure that he has swiped on a Credit Card terminal. If the card is still getting declined, walk into the nearest ATM to check the available balance on the card. Customers can withdraw the cash from the ATM and settle with the merchant. Report the matter to ICICI Bank, for follow up with the Merchant. What are the minimum and maximum amounts one can load on purchase Usage of the VKC Forex Global Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The card can be loaded with any amount up to USD 10,000 or equivalent in Euros in a year. The minimum loading amount is 200 ( i.e. if USD card-200, if GBP card- 200 and so on ). Corporate travelers can load the Card up to 25,000 or its equivalent in Euros for every business trips. The amount of load on a card should be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations. If I am traveling to two countries, do I get the different currencies loaded on same card No. One card can be loaded with only one currency. However, the customer can take card in one currency and use worldwide irrespective of the currency of the country. Can I transact in currencies other than base currency (dollar ,euros, pounds etc) using the Global Currency Card Yes, VKC Forex Global Currency Card allows transactions (cash withdrawal and point-of-sale transaction) in any local currency. For any currency other than the base currency, there will be an exchange rate which will be applied. What exchange rates are applied when a transaction is made on the card For transactions done in the base currency, there is no exchange rate applicable. However, for transactions other than in the Base Currency, VISA MATERCARD wholesale rates or Global Network (Incase of AMERICAN EXPRESS ) rates would apply. What documents are needed during purchaserecharge During purchase of a VKC Forex Global Currency Card, customers need to provide the following: Passport A2 form PAN Form 60 (in case you do not have a PAN number) They would also need to fill up and sign the VKC Forex Global Currency Card application form. The same documents need to be provided at the time of recharge along with the photocopy of the front of the card. The card numbers will be masked in the e-mails for security. Can one buy more than one VKC Forex Global Currency Card A customer can buy at most one VKC Forex Global Currency Card (of the same currency) at a time. Heshe can however buy more than one VKC Forex Global Currency Cards in different currencies. Can the card be used in India No the card cannot be used in India, Nepal Bhutan. Balance enquiry is allowed free of charge in ICICI Bank ATM in India. Can a Global Currency Card be recharged over phone or from abroad To reload the card, customers need to remit funds to the ICICI Bank branch or the Money Changer and submit the necessary documents. Customers can get in touch to their money changer or Bank branch for this facility. Corporate travelers can get cards charged by their authorised signatories providing the documents and the necessary funds. Can one retain the foreign exchange on the VKC Forex Global Currency Card after returning to India One can retain the card only if the balance remaining on the card is less than 2000. Else the amount needs to be refunded within 90 days from the date of arrival. In case refund is not made on time, the card would be suspended and the card holder can face legal action. As per RBI regulations. How can I confirm if my card has been charged You would get an SMS confirmation shortly after your card is loaded or reloaded or refunded. You may call up our customer care center also to know your balance. You can login into the website and check the transactions anytime. You can also walk into the nearest ICICI Bank ATM to check the balance on your card (balance will be displayed in rupees) How do I withdraw cash from an ATM using the Global Currency Card Check for VISA MASTERCARD AMERICAN EXPRESS logos at the ATM. Insert the card in the card slot of the ATM Enter the ATM PIN of the card. For the type of cardaccount, please select Credit Card Enter the amount of cash needed. Some of the ATM acquirers charge additional ATM fee. You are advised to check the same before the usage. Is there a limit to the maximum amount of cash that I can withdraw Daily withdrawal Limit This limit has been kept in place to prevent misuse in case you have misplaced the card Are there any charges for using a ATM VISA : There is a charge of 1.50 Dollars for USD Card, 1.50 Euros for Euro card, 1.50 Pounds for GBP Card (and similar amount for other currencies as well) for cash withdrawal from ATMs. The charges for checking the balance through the ATM is 0.50 Dollars for USD Card, 0.50 Euros for Euro Card, 0.50 Pounds for GBP Card (and similar amount for other currencies as well). MASTERCARD : A charge of 1.50 Dollars is levied on ATM Usage while 0.50 dollars are charged for balance enquiry. AMERICAN EXPRESS: A charge of 1.50 Dollars is levied on ATM Usage while balance enquiry option in not available on this card. Service Charges Applicable How can the customer maximize saving using the VKC Forex Global Currency Card The customers can maximize their saving by using the card at POS terminal, swiping the card to make payment rathr than withdrawing currency from ATMs and there by incurring ATM withdrawal charges while there are no charging for POS usage provided swipe is made in the same currency as the card. What if I forget the ATM PIN of the VKC Forex Global Currency Card In case the ATM-PIN is forgotten, call the Customer Care center and request for New ATM Pin. The for VISA MasterCard, the same would be provided over the phone. For American Express, the customer would need to generate the same over the IVR. Why would I need a replacement card One may need a replacement card if the card gets stolenlost, or if the magnetic strip stops working. Whom should I contact when I need a replacement card Contact the 24-hour ICICI Bank Customer Care Center on 91 22 2830 7777 for the replacement card. Call 91 22 2830 7777. How fast can I get my replacement card The card would be shipped within 48 hours to select locations serviced by our courier. Will my ATM PIN of the replacement card continue to be the same as the ATM PIN of the earlier card No. the customer will receive a new ATM PIN along with the replacement card. The customer need to use that for transacting at ATMs. How can I apply for a refund on the card To apply for a refund, please visit your nearest VKC Forex branch. You need to fill up an Refund Form and provide copies of your VKC Forex Global Currency Card and your passport. The funds will be returned to you immediately. How long does it take to get the refund Customers can get the refund immediately upto the amount of balance remaining on your VKC Forex Global Currency Card. In case there are some unsettled transactions, there could be an additional delay of upto 7 days. How is the VKC Forex Global Currency Card secured against unauthorised cash withdrawals from ATMs The Global Currency Card comes with advanced security features. To withdraw cash from a VISA ATM using the pre-paid card, customers need the confidential ATM-PIN which is available only to the customers. The ATM-PIN is issued at the time of card purchase. Customers need to remember the 4 digit PIN number and destroy the document. Do not write in on the card. The card would be blocked after 4 unsuccessful PIN attempts. This ensures that anyone having access to the card cannot use the card. What should one do to prevent unauthorised usage in case I lose the card The card comes with zero lost card liability after its loss being reported. Immediately report the loss of the card by calling up the customer care center. ICICI Bank would block the card from any further usage. On request, the Replacement Card can then be activates. In case the Replacement Card is also lost, a replacement card would be shipped to an address of the customers choice. What security features are implemented to prevent unauthorised usage of replacement cards before it reaches you The replacement card would be couriered along with its ATM PIN by courier. The card goes in a deactivated stage. The card can be activated only when the customer call up our Customer Care center and confirm the receipt of the card in proper condition. Without this verification, the card would not be enabled for transactions. What is the HDFC Bank ForexPlus card The HDFC Bank ForexPlus card is a magnetic strip based Pre-paid Card introduced in partnership with Visa Mastercard International, which offers you a convenient and secure way to carry your forex cash. This card offers you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates. It can be used at all Visa Mastercard ATMs and Merchant establishment worldwide. This card cannot be used for payments in India, Nepal or Bhutan. What are the currencies available for HDFC Bank ForexPlus card The HDFC Bank ForexPlus card is currently available in 9 currencies, Australian Dollar, AED (Dirhams) Canadian Dollar, Euro, Japanese Yen, Singapore Dollars, Sterling Pound, Swiss Francand US Dollar. Where do I get this card This card is available over the counter at all VKC Forex branches. You simply need to walk into the branch, fill in the required documentation, fund your card and walk out with the Card pack. The card will get activated within hours of the funding being done. How does this card work Your HDFC Bank ForexPlus card will be activated with the loaded AUD AED CAD CHF Euro GBP JPY SGD and USD within hours of the bank getting the clear funds from you. Once active, the card can be used at any international location. (Usage of the card is not allowed in India, Nepal and Bhutan.) The HDFC Bank ForexPlus card works just like a Credit Card for purchase transactions at Merchants Establishments that have an electronic terminal. The only difference is that the transaction amount is directly debited from your HDFC Bank ForexPlus card balance. Your HDFC Bank ForexPlus card is accepted at over all Merchant Establishments displaying the Visa Mastercard symbol. The card can be used to withdraw cash at all Visa Mastercard ATMs worldwide. Irrespective of the currency of the card, the cash will be in the currency of the country. Only ensure that you remember the PIN given to you with the card pack. The same is unique for every card and cannot be changed at any domestic or international ATM. What documents should I submit when I purchase the HDFC Bank ForexPlus card Application form for the HDFC Bank ForexPlus card and the form A2 (or any other Forex Documentation as mandated under FEMA) as well as a Photocopy of your current and valid Passport. How soon can the card be used after it is purchased Your card will be activated with the loaded AUD AED CAD CHF Euro GBP JPY SGD and USD within a few hours of the bank having received the clear funds from you. Post activation, the card is ready for use. Are there any transactions for which this Card should not be used Yes, your card should not be used for temporary charges - e.g. paying deposits at hotels, hiring of cars etc. Incase you have paid these deposits using the ForexPlus card and the hotelcar rental agency etc. settles for an amount lesser than the deposit amount or you pay through a different mode the balance amount will get credited into your account only after 35 days from the transaction date. Note: the Bank reserves the right to charge the Card holder for any unauthorized amounts. Can the value of the card be topped up Yes, Remote reload -by anybody other than yourself is also possible. The person authorised by you for the same will need to come to the branch with the money and will need to provide the necessary documents. On receipt of the application form and the funds, your card will get reloaded for the desired amount. Can the ATM PIN be changed No, the ATM PIN cannot be changed at any of the HDFC Bank ATMs. What if I forget my ATM PIN You can call the HDFC bank PhoneBanking for assistance. A new PIN will be sent across to your mailing address with the bank. How will I know which ATMs accept the HDFC Bank ForexPlus Card All ATMs displaying the Visa PLUS Mastercard Logo will accept the HDFC Bank ForexPlus Card. Whom should I contact if my card is lost or stolen In case of loss of card please report the loss immediately. Call PhoneBanking 022 - 6160 6161 or Log on to the online facility for Prepaid Cards on hdfcbank and hotlist your ForexPlus Card You will not be liable for transactions on your Card Account (if any) from the moment your report is registered with the bank. Who should I contact for my replacement Card Is there a charge for replacement You can call the HDFC Bank PhoneBanking number of your city and ask for replacement of your HDFC Bank ForexPlus card. The reissued card will be sent to your domestic address with the bank. The charges for the Reissue of the Card are given in the Schedule of Charges. What is the maximum value for which the Card can be used There is no limit imposed on the usage of the Card. Customers can withdrawutilise any amount, upto the loaded value on the card at any ATMPOS. However, there are some ATMs which have a per transaction limit on every withdrawal that they honor, which cannot be changed by the Bank. Hence, in such cases the cardholder might need to do multiple transactions if he wants to withdraw a higher amount. How to activate e-commerce on my card Follow 2 simple steps Step 1: Log on to Prepaid card NetBanking. Step 2: Enable your e-commerce transaction facility to make purchase Money Gram MoneyGram is a global leader in worldwide money transfer services, working closely with specially chosen agents in 227,000 locations across 190 countries and territories. We provide a secure way to send and receive money to and from your loved ones worldwide and well make sure that your money gets to where its needed quickly. Why choose MoneyGram Its quick your money is where its needed in just 10 minutes. Its convenient with 227,000 money transfer agents around the world, youre never far away from MoneyGram. Its available to everyone you dont need a bank account or credit card. Its easy just visit a MoneyGram agent and complete one simple form. Its personal you can add a complimentary 10-word message. How do I send money Follow the below 5 simple steps to send money: Step 1: Find a MoneyGram agent. Step 2: Take some personal identification and visit the money agent. Step 3: Complete a simple send form and hand this to the MoneyGram agent along with the money that want to send and the transfer fee. A free 10-word message can be included on the form. Step 4: The agent will provide a reference number. Step 5: Contact the person to whom the money is being sent, and give himher the reference number. The money will be ready to collect in just 10 minutes.. How do you receive money 3 simple steps to receive money: Step 1: Get the reference number from the person who is sending you money and this will help speed up the collection. Step 2: Visit a MoneyGram agent taking some identification and the reference number with you. Step 3: Complete the simple receive form and show the identification. They will then be given your money, usually in the local currency. You may be required to provide personal identification, usually one or more of the following: passport, driving license, national identity card or a government issued identification. You may also be required to provide proof of address (bank statement or utility bill). Requirements vary by country so please ask your local MoneyGram agent for acceptable identification formats. Subject to the receiving MoneyGram agents availability and hours of operation, and local regulations. In addition to the transfer fees applicable to a transaction, a currency exchange rate set by MoneyGram or its agents may be applied. Prices subject to change. Inward Remittance Limit It is a fact that there is no need to obtain Foreign Inward Remittance Certificate(FIRC) for any of your remittances to India if they involve your relatives. The FEMA(Foreign Exchange Management Act), who takes care of all the foreign exchanges happening in India, does not specify any restriction to the amount of money sent to India. A reason for that could be to increase the foreign exchange inflows to the country. For business purposes, no need to provide FIRC for getting tax concessions. Thus, if the business is an export business, it is mandatory to have a FIRC for every remittance. Be very suspicious if you receive the following: A check or money order sent to you, with instructions to cash the item at your bank, then send some of the funds to someone else through MoneyGram. If the check is counterfeit your bank will make you cover the loss. Be aware that counterfeit checks are very hard to identify. A telephone call telling you that you have won money or a prize and that you need to send money to pay for taxes, customs fees, etc. A response to your newspaper ad for a lost pet or lost personal items, as fraud perpetrators are known to use the classified ads to contact people and pretend they have found their lost item. A suggestion from a stranger to send money to a friend or relative as a show of good faith because legitimate business is not conducted this way. You will be told that, by sending the money in the name of a friend, they will not be able to collect the funds. That is not true. Con artists often use fake identification to pretend to be someone else. An email that appears to be from MoneyGram, no matter how real it looks. We are not an Internet escrow or shipment service and will NEVER send an email confirmation to inform a person that they have received a MoneyGram transfer for payment of an Internet purchase. Instructions to mislead MoneyGram are a clear warning sign that something might be wrong. Con artists will be familiar with MoneyGrams efforts to prevent fraud. If someone tells you to not share the details of your transaction with MoneyGram, then you should not continue with the transaction. Here are some ways you can protect yourself: Buying items on the Internet. Be very careful if you are sending money to pay for merchandise purchased online. Many Internet auction sites provide an assured payment system that offers greater protection for the buyer and seller. Using the MoneyGram money transfer service. For the convenience of our customers, some transactions sent to a specific destination may be received in another country. Please do not assume your money transfer is safe because you specified a country for the transaction. Also, if a recipient has photo identification and knows pertinent information about the transaction and the sender, a reference number or the answer to a test question may not be required to pick up the transaction. Please be careful to whom you send money, keeping your transaction information confidential, and be suspicious of anyone who wants you to send money to them (or someone else) with a test question. It may be too good to be true. Research thoroughly before sending money in response to a newspaper or magazine ad for airline, concert or similar tickets. The same is true for offers of loans or credit cards where you are asked to send money for fees before signing any documents. Be suspicious of very cheap deals. MoneyGram cannot ensure that the goods or services you are paying for will be received. Here are some resources available to you in the United States: Report fraud. To report fraud to the Internet Fraud Complaint Center, visit ic3.gov. This is a partnership between The FBI and the National White Collar Crime Center. For a list of different types of fraud schemes or to report a fraud, you can also visit consumer.govsentinel. Call before you send money. If you are suspicious, contact the Better Business Bureau, AARP or your local Attorney General before sending any money. Canadian fraud. Many scams ask for money to be sent to Canada. For Canadian issues, call PhoneBusters toll-free at 1-888-495-8501 - this is a joint effort of U.S. and Canadian law enforcement to fight telemarketing fraud. FRAUD WARNINGS STOP Please read the questions below carefully to help us protect you from becoming a victim of fraud or a scam. Are you sending money: to someone you dont know or whose identity you cannot verify to prove to someone that you have the available funds to buy a car, other goods, or to rent a property Are you being asked by any 3rd party to provide any details about this transaction in part or in full by phone, email, fax or website to buy a product service or a pet via the internet or anywhere else in response to any offer that sounds very cheap in comparison to their expected price or looks too good to be true to claim lottery or prize winnings, inheritance, for a guaranteed credit card, loan offer, refund of bank charges or attractive investments in response to an internet offer, letter or phone call that asks you to send money for a job offer or mystery shopping or a charity to someone at home or overseas who claims to be your relative needing cash for an emergency and you are unable to verify independently if the caller and the claims are genuine to someone you met in an on-line chat room or da ting web site for financial assistance Examples: airplane ticket, medical bills, helping a relative, cashing a check, investing in a business deal, etc. to buy goods and services from someone who specifically recommends money transfer through MoneyGram as the preferred mode of payment IF you answered YES to any of these questions, DO NOT SEND the money transfer - someone may be trying to STEAL YOUR MONEY. Remember neither MoneyGram nor its agents will be liable if you ignore the fraud warnings above and still choose to send money for any of the reasons listed above.Send Money Fast With Western Union Money Transfer, its quick and easy to send money to your family back home in India. Our money transfer options offer you the convenience and dependability you need -- and the peace of mind you deserve. What is Western Union Western Union Financial Services, Inc. is a global leader in money transfer and messaging services. Known for its pioneering telegraph service, Western Union dates back to 1851 and introduced electronic money transfer service in 1871. Western Union has thousands of Agent locations in countries and territories worldwide. What is the Western Union Money Transfer service to India You can use cash to send money to India from participating Agent locations around the world. You can also send money to India online or by phone from the U.S. and Canada. Use your credit or debit card to send online or by calling 1-800-CALL-CASH. If you use your credit card, you may be charged an additional cash advance fee by your card issuer for this service. U.S. or Canadian bank-issued cards only. Who uses the Western Union Money Transfer service Anyone who needs to send money quickly and reliably. What are the benefits of using Western Union to send money Its RELIABLE - Each transfer is protected by an advanced worldwide security system and can be verified with a unique Money Transfer Control Number (MTCN). In addition, Western Unions Agent locations in India are authorized by the Reserve Bank of India. Its FAST - money is available minutes after it is sent, subject to Agent locations hours of operation. Its CONVENIENT - its your choice. You can send money to India online, by phone, or from an Agent location. Plus, theres no need to have an account. With thousands of Agent locations worldwide, theres sure to be a Western Union Agent location thats convenient for you. Can money be sent from India No. Western Union offers receive or payout service only in India. Can a business use the Western Union Money Transfer service to send money No. Due to Indian government regulations, the use of the Western Union Money Transfer services to India by businesses is not permitted. Is Western Union authorized by the Reserve Bank of India (RBI) Western Unions Agents in India are authorized by the Reserve Bank of India. Do I need a bank account to use the Western Union Money Transfer service To send or receive money at an Agent location, Western Union does not require credit cards, bank accounts, memberships or citizenship papers. Receivers in India may need to show a currently valid government-issued photo ID. Additional information may be necessary to meet government requirements depending on the amount being sent or received. To send money online, you will need a U.S.- or Canadian-based Visa or MasterCard credit or debit card. To send money via 1-800-CALL-CASHSM, you will need a U.S.-or Canadian based Visa, MasterCard or Discover credit or debit card. How much money can I send to India via Western Union There is a 2,500 US Dollars maximum limit set for remittances to India due to the regulations of the Reserve Bank of India What currencies can I send via Western Union Generally, Agent locations only except cash in local currency. You cannot send money from India. The receiver in India will be paid out in Indian rupees. How do I send money at a Western Union Agent location A customer completes a To Send Money form at a Western Union Agent location. The clerk at the Agent location collects the transfer amount plus applicable fees and processes the transaction. The sender receives a Money Transfer Control Number (MTCN) to track the status of the order and to share with the receiver to pick up the funds in India. How do I send money over the telephone or online You will need a U.S. or Canadian-based credit or debit card to send your money over the phone at 1-800-CALL-CASHSM or online. Other fees may apply. What is the MTCN and why do I need it The Money Transfer Control Number (MTCN) is a number printed on your receipt that allows you and Western Union track your transaction. It is also required for the receiver to have the MTCN to pick up funds in India. How can I ensure that my money gets there quickly Supply correct contact details in case Western Union needs to contact you. Also, be sure to have your recipients correct full name and address. The recipient will be required to show valid identification and the MTCN. How can I pay for a Western Union Money Transfer transaction All Western Union Money Transfer transactions sent from an Agent location must be paid in cash. Transactions originated by telephone - 1-800-CALL-CASHSM -and online must be paid for via a U.S. or Canadian-based credit or debit card Where can money be picked up in India Western Union Agents are independent businesses that provide money transfer service to their customers on behalf of Western Union. In India, money may be picked up at any of the more than 50,000 participating Agent locations in over 650 cities: Home delivery is also available nationwide in India. Cash will not be delivered via home delivery option. check or draft must be deposited into the bank account of the receiver only and is subject to clearing procedures of the local bank. Call 1-800-325-6000 in the U.S. or Canada. In India call 1-600-44-1851 How can I find a Western Union Agent location In the U.S. the South Asian toll-free number is 1-800-435-2226 where customer service representatives can assist you in Hindi, Tamil, Malyalam, Urdu and English. Customers can also find an Agent location online. For any inquiries in India reach us at: - 91 80 2222 1851 - 1-800-425-1851 (Toll Free line, available to all MTNLBSNL users in India) - Users in India can SMS WU CALL and send to 53636 for a call back in some time. Charges Apply How many Western Union Agent locations are there in India There are more than 50,000 Western Union Agent locations in India. How do I receive money at a Western Union Agent location The receiver completes a To Receive Money form at any Western Union agent location and provides a valid government-issued photo ID. The clerk at the Agent location then pays funds to recipient. How long does it take to send money via the Western Union Money Transfer service Transfers are completed and money is available for pick-up at receiving Agent locations in India within minutes. (Subject to transaction approval and hours of operation of receiving Agent locations.) Will my receiver be paid in cash Maximum cash payout amount for Indian nationals is 50,000 IN Rupee payouts over 50,000 IN Rupee will be paid by local check. There is no cash payout limit for foreign passport holders in India. Cash will not be delivered via home delivery option. check or draft must be deposited into the bank account of the receiver only and is subject to clearing procedures of the local bank. What type of exchange rate does Western Union apply to its transactions In addition to the transfer fees applicable to the transaction, a currency exchange rate set by Western Union will be applied. The exchange rate applied by Western Union provides customers with less foreign currency per dollar than Western Union receives when it obtains foreign currency. Western Union keeps the difference. The exchange rate varies daily. For information concerning the current currency exchange rates provided by Western Union, in U.S. call toll-free to 1-800-435-2226. Outside of the U.S. please contact your local Agent location. Will my receiver have to pay any charges on the money sent No. The sender pays all fees How do I know if my receiver has picked up the money From the U.S. to verify if the receiver has picked up the money or to track your transaction, call 1-800-432-2226 or track the status online. For better results, be sure to have your MTCN (Money Transfer Control Number) available. During what hours is the Western Union Money Transfer service available Western Union provides service 24 hours a day, 365 days a year. Each Agent location determines its own hours of operation, although many Agent locations maintain extended hours of operation and some are open 24 hours a day. Restrictions and Special Notes Receiving in India: As a government requirement, maximum payout amount is not more than 2,500 US dollars (or IN Rupee equivalent) per transaction. Sender threshold amount has therefore been set at Indian Rupees 111,317 to ensure exchange fluctuations do not result in the transaction being declined to the receiver. Maximum cash payout for all Indian nationals and all residents (Indian or Foreign) is 50,000 IN Rupee Payouts over 50,000 IN Rupee will be paid by local crossed check only. There is no cash payout limit for foreign passport holders in India. As a government requirement, a payee can only receive a maximum of 12 transactions per calendar year. Receiver must present valid identification. Receiver must present correct money transfer Control Number (MTCN). Will Call transfers to the states and Islands of Tamil Nadu, Kerela, Andhra Pradesh, AndamanNicobar or Pondicherry will be charged a special flat fee per transaction, regardless of principal amount being sent. The implementation of this special pricing for India is on a state level for Indias coastal regions. General Information: Senders full address must be included on all money transfers to India. Pursuant to Indian government regulations, money transfer payments are reserved for private consumer use only and cannot be used for commercial or business purposes, for purchase of property, or for investments. Test Question is not allowed. Paying location is required to maintain a photocopy of identification documents presented by the Receiver. A new International Money Transfer destination has been created called India Tsunami Region for transfers to these regions. Please verify the destination state with the sender before sending to India. Money Transfer payments are reserved for private consumer use only and cannot be paid for commercial or business purposes, for purchase of property, or for investments. Online Fraud Sending money to someone you dont know You could be at risk for consumer fraud. The Western Union Money Transfer service is a great way to send money to people you know and trust. If you need to send money to someone you dont know well, you may be putting yourself at risk for fraud. Because we care about consumers, Western Union urges you to protect yourself from fraud by considering the following: Never send money to a stranger using a money transfer service. Beware of deals or opportunities that seem too good to be true. Dont use money transfer services to pay for things like online auction purchases. Never send money to pay for taxes or fees on foreign lottery winnings If you think you have been a victim of fraud, please contact your local Western Union Agent.What is the American Express GlobalTravel Card The American Express GlobalTravel Card is a prepaid, reloadable Card that provides you with a more convenient, secure way to manage your money while you are travelling. Its not a credit or debit card. Its a prepaid Card, which means you load funds onto the Card and can then use the Card to make purchases virtually anywhere American Express is accepted outside of India including at ATMs to withdraw cash. Since its prepaid, theres no risk of spending more funds than you have on the Card. Packed with travel-friendly features, the American Express GlobalTravel Card also includes free access to emergency assistance, if needed, during your journey. And its all backed with the world-class service offered from American Express. Do I need to do anything before using my American Express GlobalTravel Card Before using your Card, sign the back, where indicated. Memorise or change the 4-digit Personal Identification Number (PIN) contained within the Welcome Pack, and then destroy the printed PIN information. To change your PIN, call Customer Service or go online. To view your PIN online, log in to your account. Keep your Backup Card safe and store it separately. What is my PIN How can I change my PIN This is a unique 4-digit number assigned to your Card enabling you to securely withdraw cash from ATMs that accept American Express, outside India. This 4-digit PIN number should be known only by you, and it is important to protect the security of your Card and PIN at all times. To change your PIN to a more memorable number, call Customer Service or go online. To view your PIN online, log in to your account. How can I check my balance or view my transaction history You can check your balance and view your transaction history online at any time. To check your balance online now, log in to your account. To retrieve this information by phone, you may call Customer Service, 24 hours a day, 7 days a week. Do my American Express GlobalTravel Card funds have an expiration date No. While there is a valid thru date indicated on the front of the Card, the available funds on the American ExpressGlobalTravel Card do not expire. The valid thru date is simply required to ensure that the Card can be used at merchants that request andor require customers to provide a plastic expiration date during the transaction process. You may not use the Card after the valid thru date, but you can request a new Card be sent to you at no additional cost so you can use your remaining funds. What should I do if my American Express GlobalTravel Card is lost or stolen If your Card is lost, stolen or used improperly, call Customer Service for assistance. Our Customer Service Center, open 24 hours a day, 7 days a week, will assist in activating your Backup Card and blocking usage of the lost or stolen Card. You will need to sign the back of your Backup Card immediately, and either memorise the enclosed PIN, or change it to a more memorable PIN. You will not need to re-register your Card online. We will do this for you upon activation. In the event both Cards are lost or stolen, we can deliver a new Replacement Card to any location at no cost, and if necessary we can arrange emergency access to the funds available in your Card account, anywhere in the world, via Western Union. What should I do if I need help in an emergency Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card member can make things easier to handle. Global Assist Services help you prepare for your trip with customs information and destination guides. And while youre travelling overseas, lost passport replacement assistance, translation services, lost luggage assistance, and emergency legal and medical referrals are only a phone call away. For a detailed list of our Global Assist benefits, download the Global Assist Services guide. Note: While Global Assist coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers. Global Assist services are not meant to replace any travel insurance. How can I close my American Express GlobalTravel Card account In the event that you decide to close your American Express GlobalTravel Card account, call Customer Service. You can visit a participating branch location of the seller where you purchased the Card and ask for a reimbursement of available funds. Once your account is closed, please destroy any Cards by cutting them in half and disposing of them securely. To close your account if there is no balance remaining, call Customer Service. For more details on account closure, please refer to the Product Terms Conditions. Can the American Express GlobalTravel Card have a negative balance If a merchant authorises a transaction for an amount greater than your actual available balance, the American ExpressGlobalTravel Card will generally be declined. However, in rare circumstances, a merchant may process a transaction without prior authorization, or an amount greater than a Cards actual available balance may be authorised. If this occurs, you may be notified to load more funds onto the Card, or make a direct payment to cover the negative amount, but will not be charged an overdraft fee. While this does not happen often, it is important to keep track of your balance and reload funds as needed. To check your balance online now, log in to your account. To retrieve this information by phone, you may call Customer Service, 24 hours a day, 7 days a week.GOP News Comments Off on 2016: Obamas America very successful at the box office LOS ANGELES (AP) 8211 It wasn8217t backed by any Hollywood movie studio. Reviews were mostly negative. It premiered in Houston, not Los Angeles or New York. And yet despite the unconventional release of 82202016: Obama8217s America,8221 the movie is now among the most successful political documentaries of all time 8211 and it doesn8217t show signs of cooling down ahead of the presidential election. The conservative film exploring the roots of President Barack Obama8217s political views surprised the film industry when it took in 6.5 million to land at No. 7 at last weekend8217s domestic box office ahead of three new releases: the Joseph Gordon-Levitt action flick 8220Premium Rush,8221 the Kristen Bell comedy 8220Hit and Run8221 and the Ashley Greene horror film 8220The Apparition.8221 That makes 822020168221 the most successful conservative documentary of all time. It8217s also the sixth overall highest grossing political documentary behind four Michael Moore movies and former Vice President Al Gore8217s environmental film 8220An Inconvenient Truth.8221 It all adds up to a remarkable triumph for an indie film that circumvented the liberal waters of Hollywood. via 2016: Obamas America very successful at the box office News 8212 GOPUSA. Posted by at 12:52 pm GOP News Comments Off on Ryan freaks out Obamaland 8211 Right Turn Ryan freaks out Obamaland By Jennifer Rubin The Democrats are losing it, literally. The Obama camp and its surrogates are losing the fight to control the narrative about Mitt Romney and Rep. Paul Ryan (R-Wis.) They are losing the effort to distract voters through the presence at the GOP convention of Obama campaign staffers such as Robert Gibbs and Ben LaBolt, who spend their time wandering about and whining to the media here in Tampa about the negativity of the other side. They are losing the ability to con the media into focusing on likability, as if perceptions of Romney and Ryan wouldnt improve after this event. That spilled over last night in a group outburst from Romney-Ryan critics over Paul Ryans speech. Needless to say, the speech was a ringing success with delegates and in much of the mainstream media. Ryan bloodied President Obama with blow after blow, all the while appearing cheery and sincere. The crowd loved it. So nearly en masse the left decided that Ryan lied. For starters, that is the ultimate compliment. It is in effect saying the speech worked so well and was received so well that the only thing to say is that it was a con job. via Ryan freaks out Obamaland 8211 Right Turn 8211 The Washington Post. Posted by at 12:11 pm GOP News Comments Off on Romney: America needs jobs, lots of jobs TAMPA, Fla. (AP) 8211 Mitt Romney launched his fall campaign for the White House in a rousing Republican National Convention finale Thursday night, proclaiming America needs 8220jobs, lots of jobs8221 and promising to create 12 million of them in perilous economic times. 8220Now is the time to restore the promise of America,8221 Romney said in prime-time speech to a nation struggling with 8.3 percent unemployment and the slowest economic recovery in decades. Often viewed as a distant politician, Romney made a press-the-flesh entrance into the hall, walking slowly down one of the convention hall aisles and shaking hands with dozens of delegates. The hall erupted in cheers when he reached the stage and waved to his cheering, chanting supporters before beginning to speak. 8220I accept your nomination for president,8221 he said, to more cheers. via Romney: America needs jobs, lots of jobs News 8212 GOPUSA. Posted by at 11:52 am GOP News Comments Off on Romney: 8220Centerpiece8221 of Obama campaign 8220attacking success8221 TAMPA, Fla. Mitt Romney accepted the Republican Partys nomination for president Thursday night and offered a strong argument against President Barack Obama by saying that the centerpiece of the presidents entire re-election campaign is attacking success. Is it any wonder that someone who attacks success has led the worst economic recovery since the Great Depression Romney said to the crowd here at the Tampa Bay Times Forum, ending the three day-long convention. In America, we celebrate success, we dont apologize for it. The former Massachusetts governor, who paraded into the convention arena to Kid Rocks song Born Free, referenced the late astronaut Neil Armstrong and declared that when the world needs someone to do the really big stuff, you need an American. He opened up about his religion and his family, tearing up briefly as he described how his dad gave his mom a rose everyday, which he put on her bedside table. Thats how she found out what happened on the day my father died she went looking for him because that morning, there was no rose, Romney said with tears in his eyes. He made a point of praising the women leaders of the Republican Party today who addressed the convention, something he said his mother would have enjoyed seeing. I wish she could have been here at the convention and heard leaders like Gov. Mary Fallin, Gov. Nikki Haley, Gov. Susana Martinez, Sen. Kelly Ayotte and Secretary of State Condoleezza Rice, he said. And Romney made a pitch directly to those who voted for Obama in 2008 because hope and change had a powerful appeal. But tonight Id ask a simple question: If you felt that excitement when you voted for Barack Obama, shouldnt you feel that way now that hes President Obama You know theres something wrong with the kind of job hes done as president when the best feeling you had was the day you voted for him, he said. via Romney: 8216Centerpiece8217 of Obama campaign 8216attacking success8217 The Daily Caller. Posted by at 10:19 am GOP News Comments Off on Ryan speech 8220faded Obama poster8221 inspires a new political ad New Political Ad based on the Paul Ryan speech: 8220We are four years into this presidency. The issue is not the economy that Barack Obama inherited, not the economy as he envisions, but this economy that we are living. College graduates should not have to live out their 20s in their childhood bedrooms, staring up at fading Obama posters and wondering when they can move out and get going with life.8221 Posted by at 8:05 am GOP News Comments Off on Ryan: Obama like a ship trying to sail on yesterdays wind TAMPA, Fla. Wisconsin Rep. Paul Ryan got roaring applause from the delegates at the Republican National Committee here Wednesday night as he accepted their nomination to be vice president and took hard swings at President Obama, arguing that the Obama presidency that once inspired a country is like a ship trying to sail on yesterdays wind. It all started off with stirring speeches, Greek columns, the thrill of something new, Ryan said. Now all thats left is a presidency adrift, surviving on slogans that already seem tired, grasping at a moment that has already passed, like a ship trying to sail on yesterdays wind. In another crowd-pleasing line, the boyish Wisconsin congressman went on to suggest that Obama wont be able to count on the young people who helped propel him to the presidency in 2008 this time around. via Ryan: Obama like a ship trying to sail on yesterdays wind The Daily Caller. Posted by at 8:07 am GOP News Comments Off on Romney nominated wife Ann convention star speaker TAMPA, Fla. (AP) 8212 Former Massachusetts Gov. Mitt Romney swept to the Republican presidential nomination Tuesday night, praised lovingly by his wife from their national convention stage as the 8220man America needs8221 and cheered by delegates eager to propel him into the fall campaign against President Barack Obama. The hall erupted in cheers when Romney strolled on stage and shared a hug and kiss with his wife of more than 40 years. 8220This man will not fail. This man will not let us down,8221 Mrs. Romney said in a prime-time speech that sounded at times like a heart-to-heart talk among women and at times like a testimonial to her husband8217s little-known softer side. 8220It8217s the moms who always have to work harder, to make everything right,8221 she said. And she vouched firmly for her husband, who lags behind Obama in surveys among women voters: 8220You can trust Mitt. He loves America.8221 via Romney nominated wife Ann convention star speaker News 8212 GOPUSA. Posted by at 12:17 pm GOP News Comments Off on Headed in the right direction
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